Log in to the China Judgment Documents Network; China Enforcement Information Disclosure Network; China Trial Process Information Disclosure Network for inquiries.

1. How to check whether you have been sued for an overdue credit card

Just log in to the China Judgment Documents Network; China Enforcement Information Disclosure Network; China Trial Process Information Disclosure Network to make inquiries.

Log in to these websites and enter the information of the parties involved, and then you can check whether you have been sued. If you are really sued, the court will generally serve the summons and related legal documents to you. If the person cannot be contacted, he or she will be served by announcement or other means, such as in a newspaper. In addition, you can also inquire by name or ID number on the official website of the court. You can also go to the filing chamber of the local court with your identity document to make inquiries.

2. What should I do if my credit card is stolen?

1. Contact the bank to report the loss as soon as possible to avoid further losses. Call the customer service hotline to freeze the credit card and stop all transactions.

2. Call the police.

If the police files a case, a receipt will be issued and the cardholder should keep it properly.

3. Obtain evidence.

The purpose of swiping a card to make purchases, checking balances or withdrawing cash is to prove that the stolen card is indeed with the cardholder.

4. Appeal.

Before the problem is solved, in theory, the cardholder needs to repay the loan normally, which can also avoid the impact on credit report due to overdue payment. At the same time, the cardholder can contact the card-issuing bank to apply to cancel the fraudulent consumption, and the bank will give a reply within a certain working day.

5. Repay the loan according to the agreed time.

Even if the amount is stolen, before the case is solved and a new agreement is reached, the agreement signed with the bank when applying for the card is still binding, and the stolen amount may be required. Pay interest or late fees.

3. Can I withdraw cash with a credit card?

Credit cards can be used to withdraw cash. Cash withdrawal by credit card is one of the functions of a credit card. In addition to using the credit card limit for overdraft consumption, cardholders can withdraw cash through a credit card when they encounter difficulties in capital turnover. It is the easiest way to borrow money. Way.

Under normal circumstances, the maximum credit card cash withdrawal limit is 50% of the credit card's credit limit. If the remaining credit limit of the credit card is less than 50%, then usually the maximum amount that can be withdrawn is the remaining available credit limit of the credit card. However, some credit cards of some banks support cash withdrawals of 100% of the credit limit. The specific cash withdrawal limit is subject to the bank's regulations.

After your credit card expires, you can take your identity to the local court to check whether you are being sued. If you are sued, the party concerned will receive a document from the court. The credit card has a cash withdrawal function, and you can withdraw up to 50% of the credit card limit in cash. If your credit card is stolen, you must freeze the credit card as soon as possible and then call the police.

Legal basis:

"Credit Reporting Industry Management Regulations"

Article 1 is to regulate credit reporting activities, protect the legitimate rights and interests of parties, and guide and promote credit reporting. To ensure the healthy development of the industry and promote the construction of the social credit system, these regulations are formulated.