The China Merchants Bank All-in-One Card M Card is a debit card, including IC cards and pure magnetic stripes. The main differences between the All-in-One Card M Card and the existing All-in-One Card ordinary cards are: 1. Modern: Cool card surface design exclusive to fashionistas (a variety of options to choose from); 2. Money: In the first three months of using the card, the first monthly fee is exempted Two domestic ATM withdrawal fees; 3. Mobile: The card has a QR code, which can be scanned to check M card activities and discounts anytime and anywhere.