1, September to 65438+February every year: rural social insurance is between September and 65438+February every year, as long as the payment is made before the deadline shown in the last payment cycle.
2. May-June every year: Social insurance for urban residents pays the insurance premium for the next year from May to June every year.
Social security payment process generally includes:
1. Registration: Before paying social security for the first time, you need to register for social security and get your own social security number, so that you can pay later and inquire about social security information;
2. Calculate the payment amount: According to the payment standard issued by the local social security bureau, calculate the social security expenses that individuals should pay, including pension insurance, medical insurance, unemployment insurance, etc.
3. Payment method: payment can be made by bank transfer, cash payment and online payment. If it is the first payment, you need to bring your ID card, bank card and other related materials for on-site payment. For enterprises, it is also necessary to remit the social security premiums paid into a unified social security account within the specified time, which will be managed by social security institutions;
4. Confirm the payment record: after paying social security, you need to check the personal payment record at the social security center or social security website within the specified time to confirm whether the payment is successful. In case of abnormal payment, you should contact the Social Security Bureau in time for handling.
To sum up, the social insurance plan is organized by the government, forcing a certain group to use part of their income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 10
Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.
Article 12
The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.