How to cancel a Ping An Bank credit card

The method to cancel a Ping An Bank credit card is as follows:

Method 1:

1. Call Ping An Bank on your mobile phone Call the customer service number of the Credit Card Center and select the cancellation service according to the voice prompts.

2. It should be noted that your Ping An Bank credit card must have no outstanding balances in order for the operation to be successful.

Operating environment:

Brand model: iPhone13

System version: iOS15.0

App version: 5.5.1

Method 2:

1. Go to the bank counter to cancel the card

2. Bring your ID card and credit card and fill in the card cancellation application form at the counter of Ping An Bank;

3. If the credit card has no outstanding balance or excess deposit 45 days after the application, the cancellation is successful;

4. After canceling the Ping An Bank credit card, this article should be cut and discarded to prevent theft. .

Extended information:

1. What are the advantages of Ping An Credit Card:

1. Ping An Credit Card Limit

Ping An Credit Card is divided into regular cards , gold card and platinum credit card. The limit of regular card is generally 3,000-10,000 yuan, the limit of gold card is 10,000-50,000 yuan, and the limit of platinum card can reach more than 50,000 yuan. The credit limit is guaranteed, which is the first advantage of Ping An Credit Card.

3. Ping An credit card application is convenient and the card is issued quickly

Operating environment:

Brand model: iPhone13

System version: iOS15.0

App version: 5.5.1

Applying for Ping An Credit Card can be done through Ping An Bank’s WeChat official account, Ping An Pocket Bank APP, Ping An Credit Card’s official website, etc. Applicants need to meet:< /p>

(1) If you are a mainland citizen, you must be 20-65 years old (inclusive), and Hong Kong, Macao, Taiwan and foreigners must be 25-65 years old (inclusive);

(2) Have a stable source of income or a fixed job, and have bank accounts flowing;

(3) Have fixed properties, such as cars, houses, passbooks, etc. These properties will increase the chances of approval of credit card applications Rate. Different credit card types may have their own regulations. You can go to the application page to check the detailed requirements.

3. Ping An Credit Card Swipe Discounts

The biggest advantage of Ping An Credit Card is that its card swipe discounts are very rich. Ping An Credit Card is segmented according to different consumer groups and has designed a wide range of products. credit cards, each of which offers its own exclusive benefits.

How to cancel Ping An Credit Card if you no longer want to use it

1. To cancel directly, you can call Ping An Bank’s customer service number 95511 credit card hotline, and then transfer to manual service.

Explain to customer service that you need to cancel your credit card. At this time, your personal information will be verified and the credit card will be canceled. Just follow the customer service prompts for verification, which is usually to verify your ID card information and card password.

2. You can also go to a nearby Ping An Bank branch and go through the bank branch or manual service window to cancel the Ping An Bank credit card. Bring your ID card and the credit card you want to cancel.

1. Customer service will try their best to keep you from canceling your credit card. At this time, your attitude must be very firm. You can find many reasons why you don't want to use your credit card. You don't have to give customer service a chance to refute, and don't be embarrassed. You can find some reasons that cannot be refuted.

2. We need to pay off all the credit card debts before canceling, otherwise we will not be able to cancel. You can use Alipay, Baidu Wallet and other applications with repayment functions to make credit card repayments. After you are clear about it, call customer service to log out.

3. After canceling the card, it is best to destroy the card so that others cannot access your card.

4. Confirm whether to cancel the account after 46 days. Cardholders generally need to call the bank promptly to confirm whether to cancel the account 46 days after canceling the card.

How to cancel a Ping An Bank credit card?

1. Ping An Bank credit card cancellation process:

1. Dial Ping An Bank customer service hotline 95511 and transfer to manual service for operation.

2. Verify personal information and then apply to cancel the credit card.

3. Customer service will try to retain you, you just need to make sure to log out.

2. Contents related to credit card account cancellation

1. Credit card cancellation and account cancellation are two different concepts. If you want to completely cancel the credit card account, the cardholder needs to explicitly cancel the credit card account to the bank. Otherwise, the bank will generally only cancel the credit card and retain the cardholder's account information. Whether you want to cancel your card or account, you can directly call the bank or go to the bank counter to apply. You generally need to wait 45 days after applying for credit card cancellation, because only when there are no arrears or balances on the credit card account, and there are no negative records such as overdue charges, the bank will officially cancel the card for you. When completely canceling a credit card account, please pay attention to the following points:

2. Pay off the debt in time before canceling the account: all debts must be paid off before canceling the account, and do not cancel the account if the debt has not been settled. Otherwise, the account cancellation is likely to fail;

3. Before canceling the account, you must cancel all credit cards: If you have other credit cards in use at the same bank, you generally cannot cancel the account; < /p>

4. After the account cancellation effective time expires, go to the bank to confirm whether the account cancellation is successful: In order to ensure that the cardholder’s account has no outstanding balance when canceling the account, the account cancellation application will generally take effect after 45 days. The person should contact the bank 45 days after submitting the account cancellation application to confirm whether the account has been completely closed.

5. Do not throw away canceled credit cards. Cut the magnetic strips into pieces before throwing them away to avoid being picked up by criminals and causing losses to you. Before canceling a credit card, be sure to ensure that there is no balance in the credit card, neither arrears nor excess deposits. Because once a credit card has a balance, it cannot be canceled.

6. Pay off all outstanding debts promptly. This arrears includes bill arrears and annual fees. If there are still outstanding balances in the card, just cancel the card without hesitation. After the interest is compounded, when the amount reaches a certain amount, the bank will start "debt collection"! Confirm whether to cancel the account after 45 days. Credit card cancellation is usually handled through customer service, but it is not possible to cancel the card successfully at that time. When you propose to cancel the card, the account will enter the pre-cancellation state. Whether the account has been successfully canceled will not be known until 45 working days.

This ends the introduction on how to cancel Ping An Credit Card and how to cancel Ping An Credit Card and cancel account. I wonder if you found the information you need?