Ping An Bank's credit card opening ceremony and preferential treatment, coupled with the promotion of not activating and not generating annual fees, attracted many consumers to apply for cards.

In fact, some special cards and customized cards will be charged a rigid annual fee when they are not activated. When the cardholder was informed to pay the fee, it was discovered that there were hundreds of overdue fees. Taking advantage of consumers' eagerness to raise money, criminals lied online that they could help increase the credit card limit and wait for an opportunity to defraud personal information and money. For credit card withdrawal, all banks have a strict credit system. Never trust a third party to help increase the credit card limit.