The limit of Agricultural Bank of China credit card can be increased online. The following are the specific methods to increase the limit:

1. The application limit for Agricultural Bank of China credit card outlets is higher

Please try to apply as much as possible Provide proof of financial resources, such as personal proof of financial resources, such as income certificate, bank deposit certificate, real estate certificate, car ownership certificate, etc. The bank will evaluate the assets of the card applicant based on these certificates. If the card applicant has deposits in Agricultural Bank of China, the credit card approval limit will also be affected.

2. Use cards to diversify and consume more

There are also secrets to swiping cards for consumption. ① No matter how big or small the amount is, just swipe the card if you can. You can also swipe the card even if you want to buy a pack of cigarettes or a bottle of water; ② Try to be as diversified as possible Optimize credit card consumption in hotels, shopping malls, supermarkets, online shopping, overseas shopping...

3. Repay in full and on time to maintain good credit

Don’t forget to repay on time when swiping credit cards. For the Agricultural Bank of China, quality customers are not only those who have cars and houses, but cardholders with good credit who can guarantee on-time repayment are even more quality customers. At present, the Agricultural Bank of China's tolerance and time policy is very user-friendly. The maximum tolerance amount is 100 yuan for regular cards and 200 yuan for gold cards; the maximum number of tolerance days is 3 days.

4. Actively apply for a limit increase

The fastest way is for the cardholder to actively apply for a limit increase. There are two ways to increase the limit: fixed limit and temporary limit.

You can apply for increasing the fixed limit after using the card for half a year. The application method is ① Bind the credit card to online banking → select the limit adjustment; ② Call the customer service hotline 800-81-95599 → 1 Chinese → 4 limit services; ③ Add the Agricultural Bank of China WeChat → Bind credit card → Select limit adjustment.

It will take 3 working days to get the review result if the Agricultural Bank of China credit card application has a fixed limit of less than 100,000 yuan, and 5 working days for more than 100,000 yuan.

There is no time limit for increasing the temporary quota, and the application method is the same as above.

If you apply for an Agricultural Bank of China credit card to increase the temporary limit of less than 50,000 yuan, you can see the review results immediately. It takes 3 working days for 50,000 yuan to 100,000 yuan, and 5 working days for more than 100,000 yuan. The temporary quota is valid for two months.