The Agricultural Bank of China, like China Construction Bank and ICBC, was a professional bank when it was established.

Today’s Agricultural Bank of China has become a large state-owned commercial bank. In the future, the development of Agricultural Bank of China will still involve the transformation of business operations. While serving the "agriculture, rural areas and farmers" financial market, it will also improve its own large commercial bank system. Its strategic goal is no longer the domestic agricultural market, but based on the local industry and the international market. Market entry. Therefore, now Agricultural Bank, like the other three commercial banks, is no longer a policy or professional bank.

The Agricultural Development Bank, which was branched off from the Agricultural Bank of China, is still a policy bank.