What should I do if I enter the Agricultural Bank of China credit card password more than once?

If the Agricultural Bank of China debit card withdrawal password is entered incorrectly three times in a row through various transaction channels within a day, it will be locked and will not be automatically Unlocked. If you remember the correct password, the card owner can bring his or her valid ID and bank card to any Agricultural Bank of China counter (excluding Hong Kong and Macao) to unlock the card. If you do not remember the correct password, just report the password loss and reset it. There is no handling fee for this business. The password locked status does not affect the deposit of funds. It can be used after unlocking.

What should I do if my Agricultural Bank of China credit card is locked after entering the wrong password three times?

If you enter the wrong password three times in a row, your credit card will be locked. You can call our credit card customer service hotline to apply for password unlocking or reset.

(Answer time: September 24, 2021. In case of business changes, please refer to the actual situation.)

What should I do if I enter the wrong password for my Ping An Credit Card twice and am restricted?

Currently banks will not deny your card if you enter the incorrect password three times. If you continue, your card will be denied, so be sure not to continue trying after entering it three times. Because your card has been locked after 3 times.

The first step is, if you already remember what the password is, then just take your ID card and bank card to the local bank to unlock it.

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The second step is, if you can’t remember the password, you can only report the loss of the bank card.

Take your ID card and bank card to the bank counter to report the loss of your password.

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The third step, usually it takes seven working days before you can reset your password.

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The fourth step, if you are not in a hurry to use it, you can wait until tomorrow and try another password again.

After the password is locked, it will be unlocked after 24 hours. If you decide that you can’t remember your password, then report it as lost.

What to do if you enter the credit card password incorrectly three times?

If you enter the credit card password incorrectly three times, the card will be locked. At this time, you can wait 24 hours to automatically unlock it. If you urgently need to use the card now, you can call the customer service hotline and unlock it through manual service. Or you can bring your ID card to the counter of the card-issuing bank to handle the unlocking business, so that the credit card can be successfully unlocked.

On the one hand, setting a password for credit cards is a trap set by domestic banks, and on the other hand, it is related to everyone’s inherent usage habits of requiring a password for debit cards.

If the credit card used for consumption with the password is stolen, the responsibility lies with the user. Because the credit card consumption based on password is based on password, if the user does not keep the password well, the bank will not be responsible if it is stolen and swiped. Sometimes some banks will encourage users to set passwords. In fact, this is a trap set by domestic banks, and they are shirking their responsibilities.

For credit card transactions without password, the basis of consumption is signature. When merchants swipe your credit card, they need to check whether your signature on the consumption receipt is consistent with the signature on the back of the card. If they are inconsistent, the cardholder can appeal, claim that the consumption is invalid, and recover the stolen amount and recover the lost amount. It is the responsibility of the merchant (who told them not to check the signature?). If you lose your credit card, generally speaking, others cannot imitate the same signature. Even if it is stolen, you can get it back from the bank.

The AppStore requires you to enter your Apple ID password when downloading paid applications, but it never asks you to enter your bank account password). Even if you set a password, you do not need to enter your password at all when paying with a foreign credit card. Can be consumed. However, you must protect the three-digit verification code on the back of your credit card and never disclose it to others (of course, you must also protect the validity period). Otherwise, it is easy to be stolen. According to data from the Financial Times two years ago, only 15% of people know that it is safer to not have a password. It is estimated that this proportion will not be much higher now. People who use passwords to pay can be encountered everywhere in life. If you don't set a password, it will be stolen. Will domestic banks readily perform their duties and return the money?

What should I do if I enter the wrong password three times when swiping my China Merchants Bank credit card?

China Merchants Bank’s handling method: When the cardholder enters the wrong password three times in total, the credit card will be locked. When the card is locked, the cardholder calls the China Merchants Bank credit card customer service hotline and is transferred to manual service. After the customer service specialist checks the cardholder's information, he or she will reset the query password for you.

ICBC’s handling method: If the cardholder enters incorrectly three times in total, the cardholder will be locked. After being locked, the cardholder needs to bring the credit card and his or her valid ID card to the local credit card center to handle the unlocking procedure. .

Bank of China’s processing method: When the cardholder enters the wrong password three times in total, the Bank of China Credit Card Center will automatically unlock it after 24 hours.

Extended information:

After entering the wrong password three times when swiping a China Merchants Bank credit card, the unlocking time will be:

1. Transaction password of China Merchants Bank credit card: Transaction password It will be automatically unlocked at 0:00 the next day after it is locked. You can call China Merchants Bank's service hotline: 400-820-5555. After verifying your identity through manual service, press the number "9" on your phone, and then go to manual reset. Just reset the password;

2) Query password of China Merchants Bank credit card: If the query password of China Merchants Bank credit card is locked, the principal cardholder of China Merchants Bank credit card needs to log in directly to the official website of China Merchants Bank Reset the password. If the query password is locked, you can reset it here.