First, if you want to go through the transfer formalities of the car company after the car loan is paid off, go through the mortgage cancellation registration formalities at the vehicle management office, get back the car property certificate, and let the car really belong to you.

Two, for the cancellation of mortgage registration procedures, you must prepare the following information:

1. Valid identification documents of the borrower, the applicant and the vehicle owner;

2. The loan contract signed with the bank;

3. Loan repayment card;

4. Original motor vehicle registration certificate.

Extended data:

Materials submitted for cancellation of mortgage registration:

(a) the identity certificate of the motor vehicle owner and the mortgagee;

(2) If the agent is an agent, the identity certificate of the agent (if the agent is a unit, the original identity certificate of the agent is also required) and the written authorization of the motor vehicle owner;

(3) Motor vehicle registration certificate;

(4) If the people's court mediates, decides or decides to cancel the mortgage, it shall also submit the effective mediation, ruling or judgment issued by the people's court and the corresponding notice of assistance in execution;

(five) if the mortgagee is a unit and has been cancelled, it shall also submit the certificate of cancellation of the unit (which may be the inquiry certificate issued by the industrial and commercial department) and the certificate that the mortgagor has repaid the loan.

In this way, the mortgage registration of the car can be cancelled, and the registered lending institution no longer owns the car, but belongs to the owner.

3. The last step is to change the first beneficiary of auto insurance. Previously, limited by the conditions offered by the lending institutions, the first beneficiary of buying auto insurance was sometimes the lending institution, so don't forget to change the first beneficiary of insurance to yourself after you settle all the car loans. You must remember this step, and don't get lost in the procedure of how to apply for a car loan.

Failing to register mortgage/mortgage cancellation:

(1) The certificates and vouchers submitted by the motor vehicle owner are invalid;

(2) The motor vehicle has reached the compulsory scrapping standard stipulated by the state (except for cancellation of mortgage registration);

(three) the motor vehicle is sealed up or detained by the people's court, the people's procuratorate and the administrative law enforcement department according to law;

(4) The motor vehicle is stolen or robbed;

(five) the motor vehicle under customs supervision has not been released from customs supervision or transferred without customs approval;

(6) Other circumstances that do not conform to the provisions of laws and administrative regulations.

References:

Baidu encyclopedia-vehicle transfer