According to the query method, Ping An credit card will be reported lost if it is overdue for more than 3 days. Provide cardholders with a 3-day repayment grace period of Ping An Bank. Repayment is normal during the grace period. However, if there is no repayment beyond the grace period, even if it is overdue, Ping An Bank will calculate the interest and upload the cardholder's overdue record to the credit report. It should be noted that the grace period of Ping An Bank Credit Card lasts until 24 o'clock on the last day of the grace period. For example, the repayment date is 2 1, and it is enough to arrive before 24 o'clock on the 24th at the latest.

Generally speaking, if a credit card is overdue for more than 3 months and fails to repay it after two collections, it will be blocked. If the credit card is frozen, it needs to be repaid. If the overdue period endangers personal credit information, repayment is still necessary, and late fees and interest still exist. In this case, it is best to pay off the arrears as soon as possible.