1. Commercial loan: How much is the monthly loan1.2000?
Matching principal and interest: the total loan interest is 65,438+0,092,739.43 yuan, the total principal and interest is 2,292,739.43 yuan, and the monthly payment is 6,368.72 yuan.
Average capital: the total loan interest is 884,450.00 yuan, and the total principal and interest is 2,084,450.00 yuan. The loan in the first month is 8,233.33 yuan, with a monthly decrease of 13.6 1 yuan.
2. Provident fund loan:1.20,000. How much is the loan for 30 years?
Matching principal and interest: the total loan interest is 68,0091.30 yuan, the total principal and interest is1.88,0091.30 yuan, and the monthly payment is 5,222.48 yuan.
Average capital: the total loan interest is 586,625.00 yuan, and the total principal and interest is 65,438+0,786,625.00 yuan. The first month's loan was 6583.33 yuan, a decrease of 9.03 yuan per month.
1.20,000 monthly for 30 years. How much is it?
If you borrow from China Merchants Bank, the specific monthly payment depends on your loan execution interest rate and repayment method. You can borrow money from China Merchants Bank official website or Mobile Banking for trial calculation, and the trial results are for reference only.
Mobile banking: log in to mobile banking and click My-All-Assistant-Financial Calculator-Loan Calculator;
China merchants bank home page: financial instruments-personal loan calculator is in the middle of the home page.
Enter the loan amount, annual interest rate, loan term, repayment method and other information, and try to calculate the monthly loan amount and interest.
(Response time: June 9, 2022. Please refer to China Merchants Bank official website for the latest business changes. )
1.20,000 How much is a commercial loan with an annual interest rate of 30 years in March and September?
1.20,000 commercial loan, with annual interest rate of 3.9, 30 years and equal repayment of principal and interest.
The monthly payment is 5660.02 yuan.
Total repayment (ten thousand yuan) 203.76
Total loan amount (ten thousand yuan) 120.00
Pay interest (ten thousand yuan) 83.76
1.20,000 monthly for 30 years. How much is it?
Details of the loan of 20,000 yuan to be repaid in 65,438+30 months (taking the loan interest rate of 4.9% announced by the People's Bank of China for more than five years as an example): 1. If the user chooses the repayment method of equal principal and interest, and the monthly repayment amount is 6368.72, the total repayment amount is 2292739.43, and the total interest amount is 1 092739.43; 2. If the repayment method in the average capital is selected, the monthly payment will decrease month by month, with the first month being 8233.33 and the last month being 3346.94.
No matter which repayment method is chosen, users should ensure timely repayment, so as not to affect personal credit information.
1500,000-year mortgage 4. 1 30-year equal principal and interest, how much is the monthly principal?
The mortgage is 6,543,800 yuan+0.5 million yuan, with annualized interest rate of 4. 1%, equal principal and interest for 30 years, and monthly repayment of 7,247.98 yuan. Calculation:1500000× {4.1%× (1+4.1%)} {(1+4.1%)-/kloc-
1.50,000 monthly for 30 years. How much is it?
Based on the average interest rate of commercial loans in 20 19 10, the average interest rate of provident fund loans is 5.66%, and the repayment period of10.5 million yuan is 30 years, and the monthly payment is as follows:
I. Commercial loans
1. Equal principal and interest: the total repayment amount is 3 120487.7 yuan, the total interest amount is 1620487.7 yuan, and the monthly payment is 8668.02 yuan.
2. Average capital: the total repayment amount is 2777037.5 yuan, and the total interest amount is 1 277037.5 yuan. The first monthly payment is 1, 654,38+0.67 yuan, and the 20 yuan is reduced every month.
Second, provident fund loans.
1. Equal principal and interest: the total repayment amount is 2350114.12 yuan, the total interest amount is 850114./2 yuan, and the monthly payment is 6,528.09 yuan.
2. Average principal: the total repayment amount is 223,3281.25, the total interest amount is 73,3281.25 yuan, the first monthly payment is 8,229.17 yuan, and the monthly payment is reduced 1 1 yuan.
1.50,000 monthly for 30 years. How much is it?
First of all, based on the benchmark "annual interest rate" of personal loans for more than five years published by the People's Bank of China, the principal and interest should be repaid 7. 960 90 yuan every month, with interest of 65,438+0,365,924.29 yuan paid in 360 installments.
Secondly, according to the method of average capital, 10604. 17 yuan should be repaid every month, with a monthly decrease of 17.88 yuan, and the total interest of 360 installments is 16 1968.75 yuan.
I. Basic introduction
Mortgage, also known as house mortgage. [1] Mortgage refers to the documents that must be submitted according to legal documents, such as ID card, income certificate, house sales contract, guarantee, etc. After passing the examination, the bank promises to issue loans to the buyers, and handle the real estate mortgage registration and notarization according to the house sales contract provided by the buyers and the mortgage loan contract signed between the bank and the buyers. The bank directly allocates loan funds within the time limit stipulated in the contract. 20165438+the latest survey data of 2003124 October shows that according to the sample data of 10,1-132
Second, housing loans.
Personal housing loan refers to the loan issued by the bank to the borrower for purchasing ordinary housing for personal use. The borrower must provide a guarantee when applying for a personal housing loan. Personal housing loans mainly include entrusted loans, self-operated loans and portfolio loans. Entrusted loans for individual housing refer to loans issued by banks to individuals who purchase ordinary housing according to regulations, and the source of funds is housing provident fund deposits. Also known as provident fund loans.
Third, self-operated loans.
Personal housing self-operated loans are loans granted to individual buyers with bank credit funds as the source. Also known as commercial personal housing loans, the loan names of banks are different. China Construction Bank is called individual housing loan, and Industrial and Commercial Bank and Agricultural Bank are called individual housing guarantee loan.
1.50,000 monthly for 30 years. How much is it?
If you are going to borrow from China Merchants Bank, the specific monthly payment depends on your loan execution interest rate, term and repayment method. You can try to make monthly payment through China Merchants Bank official website or mobile banking, and the trial results are for reference only.
Mobile banking: After logging in to mobile banking, click "My-All-Assistant-Wealth Calculator-Loan Calculator" and enter information such as amount and annual interest rate in the opened interface to calculate the loan repayment amount.
skill
1. You can choose different repayment methods to calculate the loan principal interest.
2. This calculator is used for the trial calculation of commercial loans of one-card savings card, excluding the trial calculation of credit card e-loan and cash advance.
Home page of China Merchants Bank: After logging in to the home page of Netcom, slide the page down to the middle position, and click on the financial tool-personal loan calculator to try to repay the loan every month.
(Response time: June 23, 2022. The above contents are for your reference. If there are business changes, please refer to the latest business rules. )
Tips: If you have any questions, you can call the official customer service hotline or contact China Merchants Bank APP for online customer service consultation.