Legal analysis: Applicants are required to purchase social security locally for a certain period of time before they can apply for a credit card. However, different banks have different regulations. Some banks only require three months of social security before you can apply for a credit card, while some banks require half a year.

Legal basis: "Social Insurance Law of the People's Republic of China" Article 2 The state establishes basic pension insurance, basic medical insurance, work-related injury insurance, unemployment insurance, maternity insurance and other social insurance systems to protect citizens in The right to obtain material assistance from the state and society in accordance with the law in the event of old age, illness, work injury, unemployment, childbirth, etc.