The minimum limit for a gold card is generally around 10,000.
I have the Air China Zhiyin Gold Card, and the limit is 9,000.
There are bank branches where you can repay. Use your debit card to transfer money directly, any ATM machine will do. It is recommended to use a Bank of China card, which can save handling fees.
If the card number is 4380, you cannot use Tenpay to repay for the time being. It should be ready in time.
That’s about it, no trouble