When you buy something on Taobao and pay with a credit card, why is there a handling fee of 1?

1. When you use a credit card to purchase things on Taobao, the Taobao platform will deduct a handling fee of 1.

2. Taobao platform credit card charging standards:

If the seller has activated the credit card service function, the seller will pay a handling fee of 1, and the buyer does not need to. At this time, the buyer's use of a credit card is the same as using a debit card, and no handling fees will be incurred.

If the seller does not activate the credit card service function, then the buyer needs to pay a handling fee of 1 to Taobao platform when using a credit card to purchase.

3. Notes on credit card shopping on Taobao platform:

When buyers use credit cards to shop on Taobao platform, they must check whether the seller's store has opened the credit card service function.

Extended information:

The function of credit card is relatively powerful. Not only can it be used for consumption in offline physical stores, but it can also be paid online on various e-commerce platforms. There are many things to pay attention to when using credit cards to pay online, especially these 5 things that must be understood before payment. Let’s take a look.

1. Credit card online payment must be activated by the cardholder

After many cardholders have opened online banking, they must also activate the online payment function on the official credit card website. Some banks may require settings Online payment password, in order to ensure the safety of funds, when you enable online payment, it is best to set an online payment limit.

2. Important credit card online payment information must not be leaked

This includes the credit card, cardholder name, ID number, credit card validity period, three-digit CVV code on the back, and mobile phone verification code. Once any information is entered incorrectly, the online payment will fail. And if this information is leaked, you will be waiting to receive a text message notification that your credit card has been stolen.

3. Pay attention to network security when making online credit card payments

Before using online payment, ensure the security of the computer you are using. It is best not to use online computers on computers in public places such as Internet cafes. Make sure to anti-virus your computer before paying or surfing the Internet to avoid criminals stealing important information through Trojan horses.

4. Credit card online payment refund arrival time

After using a credit card to pay online, you may encounter returns and refunds. Generally, the credit card money will be refunded after the return is successful. If you return via the original route, it will not be credited in real time. It usually takes 2 to 3 working days. The credit will be restored in real time after the credit is credited. You need to pay attention to SMS notification reminders at any time.

5. Credit card online payment channels have points.

In the past, most online credit card payments did not have credit card points, but now online payments through WeChat, JD.com, Alipay, UnionPay and other channels also have points. There are points.

/consumerservice.taobao.com/self-help?spm=a21pu.8253647.0.0.27aa480dWhTkhu#page=issue-detailknowledgeId=1119567"target="_blank"title="Taobao-Credit Card Payment"Taobao- Credit card payment

/"target="_blank"title="Xinhuanet-Alipay credit card repayment will start charging next month"Xinhuanet-Alipay credit card repayment will start charging next month

A Taobao merchant Is the monthly credit card service fee more than 200?

It’s quite a lot.

The service fee of two hundred a month is quite a lot, but it is directly proportional to the transaction amount. The higher the transaction amount, the more you will receive. If the seller has activated the credit card payment function and pays with a credit card, when the seller confirms receipt of the goods, a 1% handling fee will be deducted from the payment received by the seller's Alipay.

What does Taobao credit card service fee rate 1 mean?

Taobao credit card service fee rate 1 refers to the use of credit cards for shopping on the Taobao platform, and the Taobao platform will deduct a handling fee of 1.

If the seller has activated the credit card service function, the seller will pay a handling fee of 1, and the buyer does not need to. If the seller does not activate the credit card service function, the buyer will need to pay a handling fee of 1 to the Taobao platform when using a credit card to purchase.

It should be noted that after using Taobao credit card to pay online, you may encounter returns and refunds. Generally, after the return is successful, the credit card money will be returned along the original route, but it will not arrive in real time. It usually takes 2 to 3 working days for the account to be credited, and the credit limit will be restored in real time after the credit is received.

Taobao credit card handling fee is 6 points

Do you want to ask what Taobao credit card handling fee is 6 points? Taobao credit card processing fee is 6 points. Taobao and Tmall issued an announcement: Starting from 0:00 on August 1, the credit collection service fees of all Taobao and Tmall merchants on the platform will be uniformly reduced to 0.6, and the debit collection service fee will be uniformly reduced to 0.6. Service fees will continue to be free. So the credit card processing fee is 6 points.

How much handling fee will be charged by the merchant when paying with a credit card on Taobao?

When shopping on Taobao, the buyer uses a credit card to pay, and the handling fee deducted is 1, but the handling fee is not necessarily the same. It is borne by the seller or it may be borne by the buyer.

When paying with a credit card, the regulations on who will deduct the handling fee are as follows:

If the seller has activated the credit card payment function and uses a credit card to pay and confirm receipt of the goods, the seller’s Alipay will receive A handling fee of 1 will be deducted from the payment.

If the seller does not activate the credit card payment function and uses a credit card to pay, the buyer will enjoy a free credit card limit of 500 yuan per month, and consumption within the free limit will be exempted from handling fees. For consumption exceeding the free limit, if there is no alternative credit card for payment, a handling fee of 1 will be charged.

So, if the free credit card payment limit is used up, please choose Alipay or debit card payment to avoid incurring handling fees.

Extended information:

Credit Card

Credit Card (English: CreditCard), also called credit card. It is a non-cash transaction payment method and a simple credit service.

A credit card is generally a special carrier plastic card with consumer credit that is 85.60 mm long, 53.98 mm wide, and 1 mm thick. It is issued by the bank to individuals and organizations, and can be used to shop, consume, and deposit and withdraw cash from the bank. It is in the form of a card with the name of the issuing bank, validity period, number, cardholder name, etc. printed on the front and a magnetic card on the back. strip, signature strip.

Credit cards are issued to cardholders by banks or credit card companies based on the user's creditworthiness and financial resources. Cardholders do not need to pay cash when using the credit card, and repayment will be made on the billing date (English: BillingDate).

On April 15, 2016, the central bank issued the "Notice of the People's Bank of China on Matters Related to Credit Card Business", canceling late payment fees on credit cards, introducing liquidated damages, and prohibiting over-limit fees. The new regulations were implemented in January 2017 It will be officially implemented on the 1st.

What does the credit card service fee mean when buying something on Taobao?

It means that the buyer needs to pay a handling fee.

When paying with a credit card, there are two situations regarding handling fees:

1. If the seller activates the "credit card payment" service, the seller needs to pay the relevant handling fees. This fee will be paid after the transaction is successful. Deductions are automatically made from the money received by the seller, eliminating the need to burden the buyer with payment.

2. If the seller does not activate the "credit card payment" service, the buyer will need to pay relevant handling fees, which will be directly added to the order transaction price.

Extended information:

When you use a credit card to make purchases on Taobao, there will be a handling fee. Taobao said, "The handling fee of 1 is the handling fee ratio for commercial consumption stipulated by UnionPay. If you use the card to make purchases in ordinary shopping malls, the mall operators will also deduct this amount of handling fees. There is no cap on the amount."

According to Shencheng banking industry sources: “Relevant departments clearly require that credit card swiping fees be paid by merchants and cannot be collected from customers.

But for the situation where online merchants pass on 1 handling fee to consumers, there is no better solution except that consumers do not use the corresponding services. ”

Credit cards have annual fees, but each bank implements a policy of free annual fees after a certain number of purchases. Most banks have not yet included online payments in the number of card purchases. Consumers need Go to a physical merchant to swipe your card and the number of card swipes reaches the free limit to get the corresponding annual fee waived.

In addition, credit card online shopping also has some different regulations on points. For example, you can get credit card points by paying through Alipay fast payment method. However, if the buyer does not bind Alipay Quick Payment, the payment page will jump to the card-issuing bank's online banking for online payment, and there are usually no credit card points after payment through this method.

Taobao-payment using a credit card is required. Does the buyer pay the handling fee?

People's Daily Online - Does the Taobao store pay the handling fee by itself?

Introduction to the credit card service fee and Taobao's credit card payment handling fee. That’s it. Did you find the information you need?