(1) Bank of Communications credit card ATM withdrawal: In China, cardholders can withdraw RMB cash from Bank of Communications ATM or other bank ATMs with UnionPay logo; Outside the country, you can withdraw local currency from ATM with VISA/Plus or MasterCard/Cirrus logo by transaction password.
(2) Cash withdrawal at the counter of Bank of Communications Credit Card Bank: In China, cardholders can withdraw RMB cash at the counter of Bank of Communications outlets with their credit cards and transaction passwords; Outside the country, you can withdraw local currency at the bank counter marked VISA or MasterCard with valid ID and credit card.
Withdrawal amount and limit:
(1) The cash advance limit is set according to your card usage. It is included in the credit limit of a credit card, which is generally 50% of your credit limit. Please call the 24-hour customer service hotline of the credit card center for the specific limit.
(2) Domestic advances, the daily advance amount of each card using the credit line shall not exceed RMB 2,000; The maximum amount of cash withdrawn from the ATM every day for each card is not more than RMB 5,000 (there is enough overflow, and the repayment is at least RMB 3,000); At most, you can withdraw all the overpaid+"2000" RMB at the counter. You can't withdraw US dollars with a credit line in China.
(3) Overseas advance borrowing, the cumulative ATM withdrawal per card shall not exceed USD 65,438+0,000 per day, USD 5,000 per month and USD 65,438+0,000 per half year (provided that USD has enough repayment); If you use the credit line to withdraw cash, each card shall not exceed 2000 yuan or equivalent foreign currency per day.