Installation is possible, but you need to ask clearly how the handling fees and interest for online shopping installments are calculated.

You can apply for bill installments from the bank by swiping your credit card, but the bank will charge corresponding handling fees and interest. Please consult the card-issuing bank for specific rates.

The handling fees and interest add up to at least several hundred yuan.

You can check out the credit card online mall. Banks’ own online malls offer interest-free and fee-free installments.

The cost of each period is automatically added to your monthly bill. Bank malls may be a little more expensive than other ones you see online, but you save on handling fees and interest.