The starting point for conviction of credit card cash-out is from more than 10,000 yuan to less than 100,000 yuan. Penalty standards for reselling credit cards:
1. If the amount is relatively large, he shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan;
2 , if the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and a fine of not less than 50,000 yuan but not more than 500,000 yuan;
3. The amount is particularly huge or there are other particularly serious circumstances. If the circumstances are serious, the offender shall be sentenced to fixed-term imprisonment of not less than ten years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan, or have his property confiscated.
The sentencing standards for credit card fraud are as follows: 1. A person shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and a fine of not less than 20,000 yuan but not more than 200,000 yuan; 2. If the amount is huge or there are other serious circumstances, The person shall be sentenced to fixed-term imprisonment of not less than five years but not more than 10 years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; 3. If the amount is particularly huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years but not more than 10 years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan. A fine of not less than RMB 500,000 but not more than RMB 500,000 or property confiscation may be imposed.
If you are sued for defaulting on a card, the handling method is as follows:
1. Take the initiative to negotiate with the bank. The first thing to do is, of course, to contact the bank proactively. You must know that although the bank You can sue, but you can also withdraw the lawsuit. Therefore, you can take the initiative to explain the situation to the bank and prove that your situation is indeed difficult. As long as you negotiate with the bank, the bank will generally not make it too difficult for you.
2. Repay the credit card. Since you are being sued for owing money to the credit card, if you want to solve the problem, you naturally need to repay the credit card. Of course, asking you to repay a credit card does not necessarily require you to pay off all the debt in a short period of time. You can negotiate a repayment period with the bank and then pay back a little every month, which shows that you are actively willing to repay the loan. important.
I hope the above content will be helpful to you. If you have any questions, please consult a professional lawyer.
Legal basis:
Interpretation on Several Issues Concerning the Specific Application of Laws in Handling Criminal Cases Obstructing the Management of Credit Cards
Violating national regulations, using sales Point terminals (POS machines) and other methods to directly pay cash to credit card holders through fictitious transactions, false prices, cash returns, etc. If the circumstances are serious, an illegal charge shall be made in accordance with the provisions of Article 225 of the Criminal Law. Conviction and punishment for business crimes.