Credit card late fee refers to the late fee that the cardholder needs to pay for the unpaid part of the minimum repayment amount when the actual repayment amount on the due repayment date of the credit card is lower than the minimum repayment amount.

The proportion of overdue fine shall be uniformly stipulated by the People's Bank of China, which is 5% of the unpaid part of the minimum repayment amount.

However, due to different bank policies, the minimum amount set is not the same.