When the cardholder pays or pays in the credit card account, the overpayment is called overpayment. Overpayment transfer is the same as overpayment withdrawal, and both of them need to pay the corresponding handling fee. You can consult the issuing bank for specific fees. The extra money on the card can be used to increase the available credit card or pay for shopping.
Can credit card overpayment be used for the next repayment?
Of course. When the cardholder repays, if it exceeds the repayment amount, it is called overpayment. The overpayment is similar to a pre-deposited fund in the user's credit card, which can be consumed in the current month and repaid next month.