Does the questioner want to ask "Will there be an annual fee if the China Southern Airlines co-branded card UnionPay Gold Card is not activated?" No annual fee will be charged if not activated. According to the official website of China CITIC Bank, it can be seen that China Southern Airlines Co-branded Card UnionPay Gold Card is a credit card co-branded by China CITIC Bank and China Southern Airlines. If it is not activated, it will not incur annual fees (unless the bank has been authorized to collect it in writing, by phone, etc.). CITIC Bank is one of China's national commercial banks, headquartered in Beijing. The main shareholder is CITIC Corporation of China.