1. After receiving your application information, our bank's credit card promotion staff will transfer it to the credit card center review department. It usually takes 10 working days from the review department receiving your application information to the completion of the credit card review. . After passing the review, we will make a card for you within 2 working days, and then send it to you by registered mail according to the billing address. Generally, the sending time of registered mail is within 15 days, so please be patient.
2. It is your choice as to what theme of the card you apply for. As for which level of card, the staff has no right to decide. You can check in the following two ways: ①. Log in to the credit card website www.8008205555.com, click "Application Progress Query" on the upper right side of the homepage, and enter the ID number according to the prompts; ②. Call the credit card customer service hotline 4008205555-3#- 2 Make a query.
3. During the initial review, the credit card limit is comprehensively assessed based on the information attached when you applied and your specific situation. Please refer to the review results for the specific limit. The credit limit (fixed limit) of our bank's credit card starts from ￥1,000 yuan or the equivalent in US dollars, and the upper limit is ￥50,000 yuan or the equivalent in US dollars. Under normal circumstances, the fixed limit range for regular cards is ￥1,000-￥10,000 yuan, and the fixed limit range for gold cards is ￥10,000-￥50,000 yuan. The limit of a platinum card is generally a fixed limit of RMB 50,000 plus a temporary limit that is automatically adjusted for you every month. At that time, you can use the combined limit of the two parts for swiping the card for consumption.
If you have other questions, it is recommended that you consult "Customer Service Online"/cmu/icslogin.aspx?from=Bamp;logincmu=0. Thank you for your attention and support!
If you have other questions, please open the China Merchants Bank homepage www.cmbchina.com and click "Online Customer Service" in the upper right corner to enter the consultation.