First, the calculation method for the accumulation of points with Minsheng Bank credit cards

If you spend 1 yuan or more with Minsheng Bank credit card, you will get 1 point; if you spend 1 yuan or more in US dollars, you will get 7 points; if you spend 1 yuan or more in pounds, you will get 7 points. Earn 10 points for every dollar spent; 9 points for every euro spent; 7 points for every dollar spent over 100 dollars; 6 points for every Australian dollar spent; and 6 points for every dollar spent over 1 dollar. Points deducted from the consumption amount will take effect on the next day when the bank debits the account.

Second, relevant regulations on accumulated points for Minsheng Bank credit cards

If there are two or more credit cards in the same currency account, the accumulated points for each card’s consumption should be calculated together; The points of the main card and supplementary card should be combined into the main card account; if there are special provisions for other co-branded cards, they should not be combined.

Thirdly, China Minsheng Bank will return the purchased goods or services based on the factors of refund in any account or due to other reasons, or return the refunded money due to billing disputes or other reasons. The amount will be adjusted proportionally by China Minsheng Bank based on the returned amount.