First, etc credit card annual fee collection standard
1, CCB etc credit card
The annual fee for Puka is 80 yuan/year, and the annual fee for Gold Card is 160 yuan/year;
Car card function: annual fee of 200 yuan/year.
2. Huaxia etc credit card
Gold card main card: 200 yuan/year, auxiliary card: 100 yuan/year;
Main card of titanium gold card: 380 yuan, and auxiliary card: 190 yuan/year;
Platinum Card Master Card: 680 yuan/year.
3.ABC etc credit card
Puka: main card 80 yuan/year, subsidiary card 40 yuan/year;
Gold card: main card 160 yuan/year, supplementary card 80 yuan/year;
Standard Platinum Card: main card 580 yuan/year, supplementary card 300 yuan/year.
Second, the annual fee reduction strategy
1, CCB etc credit card
Ordinary type: credit card spending or cash withdrawal accumulated 3 times a year, free of annual fee. If the amount and place are not limited, you can also spend online;
Car card function: you can't reduce it, you have to pay it, but you can enjoy more benefits.
2. Huaxia etc credit card
Gold card: free of annual fee in the first year, and free of annual fee in the following year after 5 transactions per year;
Titanium card: the main card is free of annual fee in the first year, and the annual fee in the next year is free if the accumulated transaction points reach 1 000.
The supplementary card is free of annual fee in the first year, and the annual fee for the following year can be exempted if the transaction is completed for 5 times each year.
3.ABC etc credit card
Puka: free of annual fee in the first year, and free of annual fee in the following year after swiping the card five times a year;
Gold card: free of annual fee in the first year, and free of annual fee in the following year if you swipe your card five times a year;
Standard platinum card: free of annual fee in the first year, and free of annual fee in the following year if you swipe your card 12 times throughout the year;
Etc credit cards also charge an annual fee, and the charging standards of different banks are different, but generally speaking, there is an annual fee-free policy, which is relatively easy to realize.