Under normal circumstances, you can choose four major banks to handle credit cards. Their credit card limit is generally higher, and you can also choose a commercial bank. Their quotas are usually higher than those of state-owned banks. If you choose a commercial bank, you can choose China Merchants Bank, China Everbright Bank or China CITIC Bank. Their credit card limit is higher. As long as the information is complete and there is no bad credit record, the audited lines are basically above 5000.