Ending at 24:00 on the last day. Ping An Credit Card has a three-day grace period. For example, if the last repayment date for a Ping An Credit Card is the 8th of each month, then the payment must be received before 24:00 on the 11th of the month at the latest. It will be regarded as a normal repayment, not overdue, and will not incur There is an additional fee and it will not affect your credit. By the way, as a reminder, you can make the minimum repayment during the grace period of Ping An Credit Card, but you cannot make installments. Installments can only be processed from the time the bill is issued to the repayment date.