1. When will the credit card refund arrive? As mentioned above, some card friends think that the money will arrive immediately after the refund is successful. Actually, it's not. Successful refund only means that the merchant has already made a refund, but the arrival time depends on the bank settlement time, especially the bank where the merchant refunds is different from the credit card issuer, and the arrival time will be longer. There is also the different return operation methods of merchants, which will also affect the accounting time. For example, online return takes 2~3 days to arrive, and offline return or manual return may take 2~3 weeks. But usually the refund will be notified by SMS, and the cardholder can also call the bank credit card customer service phone to inquire about the refund.
2. How to recover the credit card refund? There will be two situations. Some credit cards become the same after receiving the refund, that is to say, there is no transaction on the credit card after the refund; Some of them found that the amount was less than before after the refund. This is because there were other transactions on the credit card before the refund arrived. You can view the transaction details directly, and the refund is recorded. It should be noted that credit card refund may also require repayment, so it is necessary to know whether the refund is after the account is received or after the bill. Bill refund does not require repayment, but after the bill, and the refund can only deduct the arrears of the next period.
3. Generally, the credit limit of a credit card will be restored within 5 working days, and there is a credit card waiting for me to verify manually, so sometimes it arrives slowly, so don't worry! Specifically, you can also check the transaction details of the card in a couple of days. If they get a refund, they won't send you a text message. If you want to know about the credit card refund, you can call the bank credit card customer service phone.