What is the limit of ICBC PICC Car Credit Card? As mentioned earlier, the credit card limit is related to the card level. The higher the credit card level, the higher the limit. This PICC Auto Credit Card has three levels: regular card, gold card, and platinum card. The regular card has a maximum limit of 10,000 yuan, the gold card has a maximum limit of 50,000 yuan, and the platinum card has a minimum limit of 50,000 yuan. However, the final limit still depends on the user's credit. Everyone's credit is different, and the limit is also different. If the limits corresponding to the above-mentioned levels are different after receiving the credit card, it may be that the bank does not recognize your financial strength, so it will not approve a credit card with a high limit for you. After all, ICBC has a nickname called Brick Bank, and the most important thing it values ????is the financial strength of the applicant.
If you are not satisfied with the limit of the ICBC PICC Car Credit Card you received, you can also increase the limit. If you have money, you can increase your balance, such as depositing a one-year fixed deposit of more than 50,000 yuan with ICBC, or buying ICBC's financial products. If you don’t have money, just swipe your card honestly to raise your credit limit. There are also techniques for swiping your card. For example, it is best to spend more than 30% of your credit limit within half a year, and the number of monthly purchases should be more than 10. Pay attention to the diversification of consumer merchants, most of which are cooperating with ICBC. Merchants swipe their cards to reduce large-scale purchases such as wholesale, house purchase, car purchase, etc. Once the card has been used for more than 6 months, you can apply to the bank for a limit increase.