Agricultural Bank of China, right

Which bank's credit card is the most difficult?

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Agricultural Bank of China is indeed the highest threshold for applying for a credit card.

Among the four major banks, risk prevention is the best. China Construction Bank followed closely.

I hope I can help you, O(∩_∩)O~

Which bank's credit card is the most difficult to apply for and which bank's credit card is the best?

It depends on your personal needs. Each bank has its own advantages in different regions. I hope to know that if I meet the application criteria, I can download and apply for China Bank online with my mobile phone. There are credit cards from various banks to apply for. I hope I can help you.

Which bank credit card is the most difficult?

Postal services are more difficult.

What is the most difficult credit card in China?

Generally speaking, CITIC is a famous miser, and it is difficult to get off the card and raise the amount, but CITIC does not have a particularly famous high-end card.

Every bank has a difficult card, and it is impossible for any joint-stock bank (not counting local banks) to consume millions of high-end cards every year.

For example, in 20 15, Bank of China launched the pre-order product of UnionPay diamond card-Great Wall UnionPay diamond metal commemorative card. This card is only issued to invited customers, and customers who spend more than 5 million yuan a year or whose personal comprehensive assets are more than 50 million yuan are not allowed to be invited. 2000 cards will be issued nationwide, and supplementary cards are not allowed. In particular, this card strictly controls the number of business cards. No matter what the reason, once the card is changed, the cardholder only changes the ordinary PVC card instead of the metal card, which is undoubtedly one of the most precious cards of BOC.

Which bank's credit card is the best and the most difficult?

The functions of credit cards are basically the same, mainly divided into cards, some for traveling, some for using foreign currency, some for enjoying various store discounts and so on. As for the most difficult card, of course, it is the ordinary card of CCB. Everyone knows that you must have fixed assets or five-year fixed deposits for more than half a year before you can almost pass the exam. If it is only in China, it is recommended to handle Bank of Communications and CITIC Guangfa, which are all good. If you want to go abroad, Bank of China and China Construction Bank are very useful, and I hope to adopt them.

Which bank has the best credit card application?

You can try to apply for the Young card of China Merchants Bank. It is said that older people are still not allowed to apply. 1994, there is such a drag. In fact, the first credit card I opened myself was the Young card of China Merchants Bank. At that time, the quota was 6K, which was really much better than the 3K I opened in Pudong. Moreover, the withdrawal amount of China Merchants Bank's young card is as high as 100%, and you can apply on China Merchants Bank's website without running the counter.

Which of the four banks has the best credit card?

China Industrial and Commercial Bank Credit Card

Advantages: There are more than 30,000 outlets in China, which is the bank with the largest number of outlets in China at present; Support Alipay, which can be unlimited; Local cash withdrawal; Different brands of international cards have independent quotas;

Disadvantages: the bidding threshold is too high and the quota is too low; Poor service attitude (especially in branches), such a large bank actually does not have 800 telephones, and 400 telephones are not open to individual users;

Summary: It is suitable for local commercial banks without joint-stock system and friends who often like to withdraw cash from overdrafts.

China Construction Bank Credit Card

Advantages: more outlets; Compared with the other three major state-owned banks, the application threshold is lower; The withdrawal fee is low (0.5%), and overdraft withdrawal supports the minimum repayment.

Disadvantages: the quantity is generally low and the quantity is slow; Each card needs to be repaid separately, and the total consumption of all cards will not be automatically counted;

Summary: Which bank has a good credit card? CCB credit card is suitable for friends who don't have local joint-stock commercial banks.

China Bank Credit Card

Advantages: 1985. It is the earliest credit card issuing bank in China. Overdraft withdrawal points;

Disadvantages: account cancellation has to go to business outlets; Low quota (common fault of state-owned banks); 800 only for Great Wall International Card; Alipay is not supported; The minimum repayment amount is not supported for overdraft withdrawal;

Conclusion: Olympic cards are suitable for collection.

China Agricultural Bank Credit Card

Advantages: more outlets; 56 days long interest-free period;

Disadvantages: the application threshold is high, the cycle is long, and the quota is generally low; I feel that banks don't attach great importance to credit card business;

Summary: Suitable for friends who don't have local joint-stock commercial banks.

What is the most difficult thing about bank credit cards?

Bank of China