Bank of China: Credit card will be repaid in 20 installments. How much will it be paid back every month? How much is the monthly handling fee? How much interest do I have to pay after the twentieth installment? There is no 20-installment option for credit card installment repayment. Generally, there are three options: 3/6/ 12/ 18/24/36, and the general rate is around 0.75, which means that the installment fee for repayment of 10,000 yuan per month is around 75 yuan, and this fee is different for each bank, some will be more, and some will be less! The principal to be repaid every month is 10000 divided by the number of installments you want to repay. Calculate the specific amount by yourself.