First, how to complain about credit card collection
There are many ways to complain. Complaints can be made through China Banking and Insurance Regulatory Commission, 1232 1 Network Bad and Spam Reporting Center. If you are threatened by the other party and have enough evidence, you can also call the police. But no matter how to complain, the first thing to ensure is that the complaint channels are formal, and then there must be evidence.
2. Can I call the police if the credit card collection explodes the address book?
If you encounter a credit card collection explosion address book, you can directly complain to the bank and the CBRC, and if necessary, you can call the police and seek judicial help.
I would like to remind you that the credit card explosion address book must provide valid evidence before calling the police. This requires the contact person to record the phone call and keep the screenshot of the message. Otherwise, valid evidence cannot be provided, the police will not file a case, and it is useless to call the police.
3. Will the overdue credit card be charged?
Whether the overdue credit card will be seized needs to be analyzed whether the overdue credit card constitutes the crime of credit card fraud. Detention means detention and detention, as follows: 1. If the overdue credit card reaches a certain amount and the overdue period is not more than three months, which constitutes the crime of credit card fraud, the public security organ may take criminal detention measures after filing a case for investigation. In this case, the overdue credit card will be deducted;
If the overdue credit card constitutes a civil dispute, it will be enforced if it is overdue, but no seizure measures will be taken. Whoever commits credit card fraud in a relatively large amount shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan.
If the credit card reaches a certain amount and the overdue period is not more than three months, it constitutes the crime of credit card fraud. The public security organ may take criminal detention measures after filing a case for investigation.