The Measures for the Administration of Bank Cards have corresponding provisions on this:
Article 28 When applying for a bank card, an individual shall provide the issuing bank with the valid identity certificate of the person designated by the public security department, and open a registered account for him after passing the examination by the issuing bank.
To open a basic account, a domestic financial institution shall apply for a corporate card with an account opening permit issued by the People's Bank of China; Bank cards and their accounts are only used by cardholders approved by the issuing bank, and may not be rented or lent.
Extended data:
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Relevant laws and regulations of the Measures for the Administration of Bank Cards:
Article 41? If the cardholder requests compensation from any subject, such as the issuing bank or non-bank payment institution, for the same cyber theft, the people's court will not support the part that has already been compensated and then requests compensation from other subjects.
In addition to the above provisions, if the issuing bank should bear the liability for breach of contract due to online theft, it shall be handled with reference to the relevant provisions on fake card transactions. The civil lawsuit of bank card dispute brought by the parties meets the acceptance conditions, and the people's court cannot rule that it is inadmissible or dismiss the lawsuit just because it is suspected of a criminal offence.
Article 42? There is no need to wait for the trial result of a criminal case to find out the basic facts of the accepted case. If one of the parties applies to suspend the trial of the case, the people's court will not support it.
Baidu Encyclopedia-Bank Card Management Measures