; ? At present, many banks can provide specialized large cash installment services, such as the universal fund of Shanghai Pudong Development Bank. There are many applicants, many of whom think that the universal fund of Shanghai Pudong Development Bank can be used casually after it comes down, and they can spend it as they want, as long as they can repay it on time. What I want to tell you today is that Pufa Universal Fund must not be used casually, otherwise you will regret it.

Can Pufa's universal fund be used casually?

There is no provision for the use of Pudong universal fund. You can use your credit card or withdraw cash for transfer after receiving the account, but you must use it according to the purpose agreed at the time of application. For example, Pufa Universal Fund can be used in decoration, home appliances, wedding, car purchase, education, tourism, medical care and other consumer fields. If Pufa Universal Fund is for decoration reasons, it can only be used for decoration.

There are also many people who will ignore the use of Pudong Universal Fund and spend their money on non-consumer areas such as production, operation and investment, such as stock trading, fund purchase, wealth management and even credit cards. These banks do not support and should not take any chances, thinking that banks will not check the use of funds.

After all, as long as you apply for the Pudong Universal Fund, the bank must confirm the use of the cardholder's funds after the next payment, and usually ask the cardholder to provide the consumption vouchers of the Universal Fund, including invoices, credit cards, receipts, transaction contracts, etc. The important thing is to match and use it in application.

Shanghai Pudong Development Bank will verify the consumption vouchers provided and compare the consumption time with the single transaction. If it does not match the number, it will be regarded as an invalid voucher. The bank will regard the cardholder as not using the universal fund according to the specified purpose, and have the right to require the cardholder to pay off the outstanding principal and installment fee of the universal fund in one lump sum. Therefore, it is absolutely forbidden to abuse the general fund.