Loading is a banking term, which means that consumers can directly transfer (deposit) the money in their bank accounts to their IC cards. In this way, consumers can swipe their cards to make purchases without having to carry cash to make change. Risk of loss, counterfeit money, or being robbed. Most of the transferred funds are consumed by individuals under specific consumption circumstances. Credit card loading refers to setting up an electronic account under a credit card account. This account transfers a part of the credit card limit you specify, and this loading part is also called an electronic wallet. The transferred money cannot be withdrawn. Can support some quick pass services (such as bus card swiping, supermarket shopping, etc.).