Transactions that cannot apply for installment payment

(1) Various formalities fees charged according to the Bank of Communications Pacific Personal Credit Card Acquisition Contract and the Bank of Communications Pacific Credit Card Charter, such as annual credit card fee, cash advance transaction fee, interest, late payment fee, over-limit fee and other credit card fees;

(2) Transfer transactions, cash withdrawal transactions, real estate sales, securities transactions, repayment of loans, purchase of lottery tickets, payment of fines, taxes, public utility fees, hospital transactions, legal fees, bail and bonds, government services, government loans, embassy and consulate fees, etc. ;

(3) Other projects designated by the Bank of Communications;