If it's a CMB credit card, it's called Anxinbao. Cardholders who have customized Anxinbao service can enjoy the card loss reporting fee exemption service provided by China Merchants Bank Credit Card Center and get a free credit card loss protection during the service validity period. If it is cancelled, they will have to pay 6 yuan for reporting the loss in the future.

The card security service includes providing SMS reminders for each transaction, exempting customers from the card loss reporting fee within the validity period of this value-added service, and exempting them from it at most twice a month (with a value of 6 yuan/card/time), and paying the credit card under the customer's name for all transaction types (including online transaction, mobile phone payment, cash withdrawal, etc.) within 72 hours before the loss reporting, with an annual compensation limit of 1, yuan.

Extended information:

Precautions:

1. Credit card users will not provide the SMS verification code to others under any circumstances. Be sure to know that all acts of asking for the SMS verification code are fraud. For any reason, as long as they ask for the SMS verification code and tell others about it, it will be fraud. SMS verification code is a one-time password for online transactions, and as long as it is provided, money will be stolen immediately.

2. Brush less magnetic stripe cards: It is very simple to steal the information of magnetic stripe cards by modifying POS. Basically, 9% of the information of bank cards will be stolen when shopping with magnetic stripe cards abroad, and then the information may be bought and sold in the underground trading market, or it may be directly cloned and stolen.

3. Set a complicated password: Don't set the password too simply. After the criminals stole the account information, they quickly cracked the password and stole it.

4. Don't shop on informal shopping websites: Be wary of phishing websites with extremely low prices or rebates. If you enter account information, passwords and other information into these phishing websites, these information may be stolen.

5. Be wary of all kinds of authentication information that pop up on the website: You can refuse to provide personal information such as ID number, bank card number, password, transaction SMS verification code, credit card validity period, verification code (the last three digits of the number on the back signature) and so on.

6. Use bank security controls: For frequent shoppers, download and install the security controls of banks or e-commerce companies in time, update anti-virus software regularly, prevent Trojan horses, and protect account passwords from being stolen.

7. You can't apply for cards frequently in a short period of time: multiple credit cards in each bank are * * * entitled to the limit (except for some products such as installment of China Merchants Bank), that is, multiple credit cards in the same bank can't increase the total amount.

Baidu Encyclopedia-Credit Card Insurance

Baidu Encyclopedia-Research on Credit Card Security Mechanism and Legal Issues

Baidu Encyclopedia-China Merchants Bank Credit Card