What are the four major credit cards in the credit card industry? It depends on how many of them you get
As people’s demand for credit cards increases, more and more types of credit cards are issued by various banks. Different credit cards have different rights and interests. There has always been a saying in the credit card industry about the "Four God Cards". So, do you know what the "Four God Cards" of credit cards are?
The so-called four major credit cards in the credit card industry are the four platinum credit cards with rich benefits recommended by card friends. The details of these four credit cards are as follows:
1. Pudong Development AE White:
Pudong Development Bank AE White is actually the Shanghai Pudong Development Bank American Express Platinum Card. This is a high-level credit card that card friends dream of. It not only has a high limit, but also enjoys many special benefits.
For example, cardholders can enjoy VIP lounge treatment at more than 800 airports around the world, can use points to redeem mileage from the four major airlines, and can also use points to offset annual fees. For 3,600 yuan, cardholders can enjoy no annual fee for the first year, and the annual fee for the following year can be deducted with 200,000 credit card points.
2. CMB Classic White:
CMB Classic White is the only platinum credit card among China Merchants Bank’s platinum-level credit cards that waives the annual fee. The annual credit card fee is 3,600 yuan per day. The annual fee is waived in the first year, and the annual fee in the following year can be deducted with 10,000 credit card points.
Cardholders can enjoy VIP lounge services at more than 100 airports around the world every year, and can also enjoy aviation accident insurance of up to 15 million yuan. Cardholders can use credit card points to redeem mileage, and the domestic air mileage redemption ratio is 15: 20; Asia Miles exchange ratio is 18:20.
3. ICBC Black and White Cabbage:
ICBC Black and White Cabbage is called "ICBC Black and White Cabbage" because the color of the card is black and there is a peony flower in the middle of the card. It looks like cabbage. "Baicai", ICBC Baicai is also a high-end credit card with a maximum credit limit of 1 million.
The annual fee for this card is 2,000 yuan per year. The annual fee can be waived directly in the first year, and 200,000 points can be used to offset the annual fee in the following year.
In terms of rights and interests, you can enjoy 6 free airport VIP lounge services per year, or 12 high-speed rail VIP lounge services per year.
4. Bank of Communications Kirin White:
Bank of Communications Kirin White has two versions: UnionPay MasterCard version and bank visa version. The annual fee for this card is 1,000 yuan, and the annual fee is waived in the first year. In the following year, 250,000 points can be used to offset the annual fee.
Cardholders can enjoy 6 Dragon Travel global airport VIP lounge services and 6 Ward Wealth domestic airport VIP lounge services each year, and can also use points to redeem mileage.