What is the annual fee for a Bank of Communications credit card? How many times in a year is it free?
1. The annual fee charging standards for Bank of Communications credit cards are completely consistent. The current The charging standards are:
Gold card main card: RMB 200 per year, Gold card supplementary card: RMB 100 per year; Regular card main card: RMB 140 per year, main card supplementary card: RMB 70 per year.
2. The annual fee for Bank of Communications credit cards is waived in the first year (except for platinum cards). After that, the annual fee for the next year can be waived by swiping the card six times a year. Alipay recharges also count the number of purchases.
3. If you have not opened a Bank of Communications credit card, the annual fee will be waived in the first year, and the annual fee will be charged in the second year. Therefore, if you have an unopened Bank of Communications credit card, please cancel it in time.
Bank of Communications Credit Card is a credit brand product jointly launched by Bank of Communications and HSBC. Its user positioning is "a group of people who have ideals and pursuits in life and career, know how to enjoy, and are more willing to struggle. Sometimes there are people who want to study, do business, research or travel abroad.
The Bank of Communications Credit Card is also a group of people with high living standards who are willing to try new consumption habits. "The Bank of Communications Pacific Credit Card is an advanced product introduced by Bank of Communications. The credit card product created by technology and management, which brings together the dual advantages of global and local, takes "Global Card for Chinese" as its theme, advocates a new consumer culture and card use experience, and provides preferential benefits all over the world. and attentive service.
Reference link: Baidu Encyclopedia_Bank of Communications Credit Card
Does Bank of Communications credit card have an annual fee?
Bank of Communications Credit Card Annual Fee Charging Standard:
1. Dual currency card: Gold card: 200 yuan for the main card, 100 yuan for the supplementary card. Ordinary card: 140 yuan for the main card, 70 yuan for the supplementary card.
2. RMB card: Gold card: 120 yuan for the main card and 60 yuan for the supplementary card. Ordinary card: 80 yuan for the main card and 40 yuan for the supplementary card.
3. More card: 80 yuan for the main card and 40 yuan for the secondary card.
4. Platinum Card: Main Card: Basic annual fee of 1,000 yuan (charged immediately after card approval, optional service fees are additional) Supplementary Card: Basic annual fee is waived (optional service fees are additional).
5. Y-POWER card: Dual currency card: 140 yuan RMB card: 80 yuan.
6. Walmart dual-currency card: Gold card: 150 yuan for the main card and 70 yuan for the supplementary card; regular card: 75 yuan for the main card and 38 yuan for the supplementary card.
Extended information:
Bank of Communications credit card annual fee reduction and exemption policy:
(1) Regular card and gold card: annual fee is unconditionally waived in the first year. The annual fee for the next year will be waived by swiping the card 6 times;
(2) Platinum Card: Currently, the annual fee for the Bank of Communications Platinum Card will be charged on the first billing day after the account is activated.
However, Bank of Communications will also launch a Platinum Card annual fee exemption promotion. At present, new accounts have successfully applied for the designated Bank of Communications Platinum Card. Within 45 days from the card approval date, they can make 3 purchases at any time and each transaction is equal. The annual fee for the first year will be waived if you spend RMB 168 or more; the annual fee for the next year can be reduced by participating in the "2018 Platinum Card Ranking Waiver of Annual Fee" activity.
In addition, Bank of Communications will also launch annual fee reduction activities for special platinum cards. It is recommended that you consult bank staff or customer service in detail before applying for a card.