(1) Urban and rural residents who are over 18 years old, have a fixed job and stable income, and have a permanent residence in their workplace and household registration;

(2) Fill out the application form and hold Personal signature of the cardholder;

(3) Provide the card-issuing bank with a copy of the identity card of the cardholder and the guarantor of the supplementary card; foreign, overseas personnel and active-duty military personnel who receive the card in their own name should issue A temporary household registration issued by the local public security department or a certificate issued by the relevant department, and a guarantor unit that meets the guarantee conditions or a guarantor who has a local household registration and works locally must be provided. Generally speaking, a stable job is a necessary condition for successfully applying for a credit card. Extended information

China Merchants Bank

Advantages:

1. Low application threshold, points are permanently valid

2. Online banking has strong functions and operation Convenient and supports Alipay

3. There are often great value group buying products, and there are many activities and tricks

4. The card has good functions and is good in all aspects of financial management

5. All cards are combined into one bill (convenient repayment)

Disadvantages:

1. The points policy needs to be improved (20 yuan will earn one point, not counting zero)

2. The interest-free period is short, the shortest is 18 days

3. All cards in one bill (not flexible)

4. The online payment limit is too low (500 yuan)

China Merchants Bank official website - apply for credit card