1, credit card arrears, long-term non-payment, the bank has initiated proceedings, the procuratorate will investigate your assets, and the salary card should be under investigation. If the court decides to use your assets to repay the debts of the bank, the money in the salary card will be frozen.

2. The bank will not freeze the money in the salary card without other investigation. If it is frozen, it will comply with the law.

It will not affect the normal use of the savings card and will not be frozen. First of all, the bank needs to go through legal procedures. After the judgment, the bank has the right to freeze your bank account. If the credit card is overdue after consumption, the bank can sue to the court for return. If the debtor still refuses to repay the loan after the judgment of the court, the court shall freeze the deposit on any bank card of the debtor according to law during the execution procedure. Article 242nd of the Civil Procedure Law: If the person subjected to execution fails to perform the obligations specified in the legal documents according to the notice of execution, the people's court has the right to inquire about the deposits, bonds, stocks, fund shares and other properties of the person subjected to execution. From the relevant units. The people's court has the right to seal up, freeze, transfer or change the property of the person subjected to execution according to different circumstances. The property inquired, sealed up, frozen, transferred or changed in price by the people's court shall not exceed the scope of obligations that the person subjected to execution shall perform.