Whether you apply for a temporary credit line or not, whether the temporary credit line expires or not, all the payable amounts and the minimum repayment amount will be displayed on the monthly credit card bill. It is feasible to repay according to the minimum repayment amount on the bill. However, on the bill generated before the temporary limit expires, the minimum repayment amount will be calculated according to the proportion of consumption exceeding the fixed credit limit but within the temporary limit. On the bill generated after the temporary limit expires, the minimum repayment amount will include all outstanding temporary limits. If you can't repay the loan within the specified time limit, you not only need to pay interest and late fees, but also may incur extra expenses such as over-limit fees.
The minimum credit card payment hasn't arrived yet. Can I pay less?
You can't. The minimum repayment amount in the credit card bill is the amount that must be paid off. If you can't pay the minimum repayment in full, you must try your best to raise funds to pay it off. If the repayment amount is lower than the minimum repayment amount, it will lead to overdue and have a negative impact on personal credit history. In addition, the repayment should be completed before 24: 00 pm on the repayment date. If the issuing bank provides a grace period, paying off the minimum repayment amount within the grace period is also regarded as timely repayment and will not be counted as overdue.