1, online banking application

Log in to Minsheng Personal Online Bank, select the function of "credit card bill installment", select the number of application periods, enter the application amount and complete the application.

2. Customer service telephone application

Call the 24-hour customer service hotline of Minsheng Credit Card, switch to "Manual Service", select the installment amount and the number of installments that can be processed, and complete the application.

3. WeChat application

Open the official WeChat account of Minsheng Credit Card, click Quick Processing-Instant Installment-Bill Installment, select the installment number, enter the installment amount, and complete the application.

4. Mobile banking applications

Log in to Minsheng Bank Mobile Banking, click Mobile Banking-Credit Card-My Credit Card-Credit Card Installment-Bill Installment, select the installment number, enter the installment amount, and complete the application.

5. SMS application

Edit SMS: FQZD+ the last four digits of the card number, and send it to 106902895568.

SMS application installation function:

1. From now on, credit card customers of Minsheng Bank can apply for free installment and bill installment business conveniently and quickly by sending SMS.

2. This business is limited to the application of the main cardholder. You can apply for free installment of RMB consumption through SMS, but cardholders of credit card products with installment business are not allowed to apply.

(Business card, Platinum wealth management card, automobile installment card and Bao Tong installment card) are also not allowed to apply for installment business through SMS;

3. The applicable periods include 3, 6, 9, 12, 18, 24 free periods and billing periods; The minimum application amount is 600 yuan RMB (18, 24 issues are free).

Business needs a single consumption of 5000 yuan);

4. SMS application time is the same as online banking and customer service, that is, the free installment business needs to send SMS application before the bill date, and the bill installment business needs the current bill.

Apply within two days from the day after the bill date to the date of final repayment;

5. To apply for free installment business, you need to edit the short message "FQZY+ last four digits of card number+number of installments+amount", and to apply for bill installment business, you need to edit the short message "FQZD+ last four digits of card number+number of installments".

Number+Amount shall be sent to the following number for application within the applicable time:

6. The amount applied for free installment and bill installment should be accurate to minutes, including two decimal places. Incorrect input of application amount may lead to installment application.

Please fail or the application amount is wrong;

7. If the customer has multiple purchases of the same amount under the same card, and all of them meet the conditions of free installment application, the time of application distance will be automatically set after editing and replying to the corresponding text message.

The latest consumer applications are freely phased;

8. The cut-off time of short message application installment business is before the cut-off time of 17: 00. For other related business details, please refer to the page of free installation and paid installation.

Extended data:

Credit card installment interest:

Credit card installment payment generally does not require interest, only a handling fee. It is suggested that credit card holders should consult the customer service staff of bank credit cards first if they want to do staging. Because credit card installment is different from others, in order to protect your wallet, it is better to know in detail.

Credit card installment fee:

Minsheng Credit Card is divided into three periods, six periods, nine periods, 12 period, 18 period and 24 periods, with different rates for each period. 0.82% for Phase III, 0.70% for Phase VI, 0.67% for Phase IX, 0.67% for 12, 65438.

If the consumption is 65438+ 100000 yuan, it will be divided into six periods, and the calculation method is:10000 * 0.7%+10000/6 =1736.66 yuan. The money to be paid in each installment needs to be paid in six installments, and the handling fee is 70*6 installments = the total handling fee is 420 yuan. The handling fee of Minsheng Credit Card is charged on schedule.

References:

Baidu Encyclopedia-China Minsheng Bank Credit Card Center