How long will the phone harassment last for an overdue credit card:

1. Generally, an overdue credit card will lead to phone harassment lasting several months to a year.

2. Banks and collection agencies usually start contacting customers by phone in the first month after the overdue payment to remind them of repayment and ask for the reason.

3. If the customer remains unpaid, phone harassment may intensify and increase in frequency, both during the day and at night.

4. Collection calls may be made during different time periods, including weekdays and weekends, to ensure that customers are contacted.

5. Banks or collection agencies usually use a variety of methods, such as continuous phone calls, sending text messages, inviting customers to participate in conversations, etc., to urge repayment.

6. If the customer fails to repay the debt within a certain period of time, the bank or collection agency may take more severe measures, such as referring the case to a law firm or taking legal proceedings.

7. Therefore, the duration of phone harassment caused by overdue credit cards is uncertain, but generally speaking, it is more common to last from several months to about a year.

Summary: Overdue credit cards may result in phone harassment for months to a year. Banks and collection agencies will contact customers multiple times by phone, the frequency may increase, and more severe measures may be taken to urge repayment. The specific time of harassment varies depending on the situation, and there is no fixed time limit.

Extended information: According to relevant Chinese laws, credit card debts are civil disputes, and banks or collection agencies have the right to collect debts through telephone calls and other methods. However, the specific collection methods and length of time may vary depending on different regions, bank policies and the particularities of individual cases. When dealing with overdue issues, it is recommended to actively communicate with banks or collection agencies, and formulate a repayment plan or seek professional legal advice as soon as possible.

Note: The above information is for reference only. Specific conditions may vary from region to region and case to case. Please refer to actual experience and regulations of relevant agencies.