The methods for opening online banking are: 1. Open a bank branch. Cardholders can go to the business branch of the card-issuing bank and apply for online banking at the counter. They need to bring their valid ID card and bank card; 2. Self-service activation. Go to the official website of the card-issuing bank and click to log in. There is usually the word "Register" on the login page. Click to register for online banking by yourself. However, generally the online banking registered by yourself is not fully functional and cannot handle transfers and other services.
Self-service activation on the bank's official website: Log in to the official website of the bank where the credit card you want to apply for is located. After entering the official website, click Online Banking Login, then download the relevant security controls, enter the bank card number and password that need to be opened for online banking to complete the self-service activation. . However, it should be noted that self-service online banking can only be used to query the account balance and transaction records of a bank card, and other services cannot be used. Bank counter activation: This is also the most commonly used method to activate online banking. Bring your bank card and ID card to a bank branch to find a staff member who explains that you want to activate online banking, and then fill in the relevant forms.
(1) Advantages of online banking: greatly reducing bank operating costs and effectively improving bank profitability. To start online banking business, we mainly use public network resources. There is no need to set up physical branches or business outlets, which reduces staffing and improves the efficiency of the bank's backend system.
(2) There is no time and space limit, which is conducive to expanding the customer base. Online banking business breaks the geographical and time restrictions of traditional banking business and has 3A characteristics, that is, it can provide customers with financial services at any time (Anytime), any place (Anywhere), and in any way (Anyhow), which is conducive to attracting And retain high-quality customers, and can actively expand the customer base and open up new sources of profits.
(3) It is conducive to service innovation and provides customers with various types of personalized services. The sale of financial products such as insurance, securities and funds through bank business outlets is often greatly restricted, mainly because it is difficult for general business outlets to provide customers with detailed, low-cost information consulting services.
(4) Using the Internet and bank payment systems, it is easy to meet customers’ needs for consulting, purchasing and trading a variety of financial products. In addition to handling banking services, customers can also easily buy and sell stocks and bonds online. etc., online banking can provide customers with more appropriate personalized financial services.