The current credit card withdrawal limit, the editor will bring you the relevant content about the credit card cash withdrawal limit of Minsheng Bank today. I hope it will be helpful to you.
Minsheng Bank’s credit card limit
After cardholders successfully apply for a credit card, they can use a certain cash withdrawal limit without the need to activate it separately. Under normal circumstances, the cash withdrawal limit of Minsheng Bank's credit card does not exceed 50% of the credit card limit. For details, please call Minsheng Bank customer service.
The cumulative number of cash withdrawals from Minsheng Bank credit cards through ATMs shall not exceed 3 times per day, and the cumulative amount shall not exceed 2,000 yuan; the daily cumulative withdrawal amount of cash withdrawals abroad shall not exceed 1,000 US dollars or the equivalent in foreign currency, for the month The cumulative amount of cash withdrawals within the period shall not exceed 5,000 US dollars or its equivalent in foreign currency; the daily cumulative amount of cash withdrawals in Hong Kong shall not exceed 2,000 Hong Kong dollars.
Minsheng Bank’s credit card cash withdrawal fee
A fee is required for card withdrawals. Minsheng Bank’s card withdrawal fee standards are as follows:
(1) Cardholder Withdraw cash at domestic Minsheng Bank outlets or self-service equipment: the cash withdrawal fee is charged at 0.5 of the cash withdrawal amount, with a minimum of 1 yuan per transaction;
(2) Cardholders withdraw cash at other domestic bank outlets or self-service equipment: The cash withdrawal handling fee is charged at 1% of the cash withdrawal amount, with a minimum of 1 yuan per transaction;
(3) The cardholder's overseas cash withdrawal handling fee is charged at 3% of the cash withdrawal amount, with a minimum charge of 3 USD/2 per transaction EUR/GBP 2/AUD 4/CAD 4/JPY 300.
In short, the cash withdrawal limit of Minsheng Bank’s credit card is determined by the overall credit limit. Due to the existence of credit card cash withdrawal fees, cardholders should try to avoid using credit cards to withdraw cash.