The Measures for the Administration of Bank Cards have corresponding provisions on this:

Article 25? The following profit sharing ratio shall be implemented for inter-bank transactions:

(1) In cities without information exchange centers, the settlement fees charged from merchants shall be distributed according to the ratio of 90% of the issuer and 0/0% of the acquirer; Commercial banks can also conduct inter-bank transactions through negotiation, equipment sharing, agency and free of charge.

(2) In cities where information exchange centers have been established, the settlement fees collected from merchants are distributed according to the ratio of 80% of the issuing bank, 80% of the acquiring bank 10% of the information exchange center 10%.

Extended data:

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Relevant laws and regulations of the Measures for the Administration of Bank Cards:

Article 39 Electronic information generated from various transactions such as deposit and withdrawal, transfer and settlement. , handled by the issuing bank according to electronic information such as passwords, which are valid vouchers for this transaction. The issuing bank can use the transaction details or list as accounting vouchers.

Credit card applicants fill in the application materials completely, correctly and truly, and review the identity documents (originals) and necessary supporting materials. Marketers are not allowed to promise customers to issue cards, and they are not allowed to market credit cards in the name of issuing cards quickly, handling cards with cards, or handling cards with business cards.

Article 40 The issuing bank shall conduct a credit investigation on the credit card applicant, fully verify and completely record the applicant's valid identity, financial status, consumption and credit records, and confirm that the applicant has a fixed job, a stable income source or a reliable repayment guarantee.

Baidu Encyclopedia-Bank Card Management Measures