When you go out, it’s okay if you don’t have much money, but the card must be enough. This kind of card and that kind of card. Especially those with bank cards from across the country should pay more attention to these issues. Now let me introduce to you the instructions for opening a bank account in Italy.

Opening a bank account in Italy:

In Italy, the procedures for opening a bank account are very simple. You can open an account at any bank or post office, and there is no handling fee. International students only need to provide valid proof of identity (residence permit Permesso Soggiorno) and tax ID (Codice Fiscale). Some banks may also require international students to provide proof of school registration and accommodation.

The most important part is the signature registration. First on the account opening contract, and then on the signature sample. The signature sample will be archived by the bank for future verification of the authenticity of the signature.

After signing the account opening contract, the bank will provide a new circulation account and number. Please do not lose or forget it, because you must present the account number before performing any operations in the future. Holders of new accounts should also remember a series of bank numbers assigned by the bank, namely: Abi number, used to identify the credit bank you have chosen; Cab number, used to confirm that the bank agency where the account was opened is the same as the credit bank Different from other agencies.

After completing the above steps, the account will be fully opened. In order to be able to perform various operations, you first need to deposit a certain amount of cash in the account to keep the account in circulation. The minimum amount is usually 5 euros. If the deposit is made by check, there will be a waiting period as the check requires credit confirmation.

Italian bank cards are usually divided into savings payment cards and credit cards, and all cards require annual fees. International students cannot apply for a credit card in Italy because the school cannot provide credit guarantee. The debit card can be used for deposits, withdrawals and other banking services at all banking windows and ATMs, such as bill payment, phone recharge, etc. It can also be used for swiping the card at stores within the bank's business network coverage or for online shopping payments. The Italian Post Office card (Postepay) also has this function. However, please note that banks do not charge handling fees for withdrawals and purchases, but banks charge handling fees for deposits.