According to the inquiry of China Travel Service. Com, Zhongyuan Bank credit card repayment grace period is generally 3 days. Repayment before the last day of grace period 17:00 can prevent overdue due to unionpay. If you really have no repayment ability, you can choose the minimum repayment amount or negotiate with the bank to pay the bill in installments. Even if you can't fully pay off the arrears, it won't affect the credit investigation because of overdue.
Zhongyuan Bank is a city commercial bank in Henan Province, headquartered in Zhengzhou City. Zhongyuan Bank was formed by the merger of Xuchang Bank, Kaifeng Bank, Sanmenxia Bank, Xinxiang Bank, Shangqiu Bank and Zhumadian Bank 13 banks.