China Construction Bank VIP card processing conditions
1 The monthly balance of wealth management products of China Construction Bank reaches or exceeds 200,000 yuan within 1 year; 1 year, the monthly balance of CCB loans reaches or exceeds 500,000 yuan; 1 year cumulative consumption (excluding buying a house and a car) reaches 50,000 yuan.
If the income is more than 6,543,800 yuan, and proof of income can be provided, or the deposit is more than 200,000 yuan, and kept for more than half a year, you can apply for a gold card.
The income certificate can be social security record, provident fund record or income certificate and tax payment record issued by the company. As for the deposit record, it can be a passbook or a bank account. If you are a position at or above the department level of a state organ or a well-known enterprise executive, you only need your identity.
Platinum card and gold card are VIP cards, which are the above conditions for building a bank gold card. The application conditions of platinum card are much higher than those of gold card. One of the conditions is that the net assets of individuals applying for platinum cards should reach more than 3 million, and there should be stricter audit conditions. Therefore, for the public, the construction conditions of bank gold cards are more suitable.
However, when applying for a platinum credit card, the financial conditions are relatively loose, and the applicant's annual income shall not be less than 300,000 yuan. When applying for a diamond credit card, the applicant's annual income shall not be less than 654.38+0 million yuan. Both VIP credit cards need to be applied by the account manager of China Construction Bank.
If it's just a simple platinum wealth management card, the standard is 50W for 3 months, and then you can enjoy VIP service by going to the bank counter for business. There is a special VIP window, and the handling fee can be discounted accordingly.