ICBC's annual fee-free credit card varies from place to place (by prefecture-level city). In some places, it is five times a year (excluding the amount), some are six times, and some are accumulated consumption (generally, ordinary cards spend five times or accumulate 5000 yuan, and some special cards can't avoid annual fees, while platinum cards require consumption of 200,000 yuan, = =). It is best to call 95588 to consult the local ICBC. The quota can be increased according to your needs and credit. Below 2000 is a general card, with annual fee 10 yuan. 0 limit can only be pre-stored before consumption.