1. Avoid contact with bacteria on coins, which is cleaner.

2.VISA and other international cards can be directly swiped abroad, which is convenient.

3. Credit card consumption can be repaid on time and personal credit records can be accumulated.

4. It is safe to bring less cash.

5. You can participate in many credit card activities, saving money to some extent.

6. Slightly relieved the economic pressure.

7. Some credit cards can also provide free VIP service.

The disadvantages of credit cards are:

You can increase your consumption by swiping your card, but if you can't stop, you will keep swiping your card. If the amount of swiping your card last month exceeds the repayment amount, it will be more difficult to repay. There will be a handling fee for withdrawing cash from credit cards, so credit cards can't be used as bank cards.